HDFC Bank Infinia Metal Edition Credit Card vs Airtel Axis Credit Card

• Metallic Card
• Enjoy complimentary nights and buffet at participating ITC hotels: Book a stay for 3-nights and simply pay for two at participating ITC hotels. Also avail 1+1 complimentary buffet at the participating ITC hotels 
• In the preceding 12 months, spend 10 lakhs or more to avail renewal membership fee waived off for next year. The Renewal benefit 12,500 Reward Points will be availed upon fee realization and card activation
• Enjoy unlimited complimentary golf games at leading courses in India and selected courses across the globe. Unlimited complimentary Golf coaching at selected golf courses in India
• Lowest markup fee of 2% on foreign currency transactions
• Zero Lost card liability 
• Enjoy up to 50 days of interest-free period
• Revolving Credit is available at nominal interest rate
• Global Personal Concierge -24 X 7
• Enjoy unlimited complimentary airport lounge access domestic and international using Priority Pass. This benefit is also available for add-on Priority Pass holders
• Enjoy wonderful dining benefits with the Good Food Trail program: HDFC Bank x Swiggy Dineout - Good food Trail- Indulge in wonderful discounts by obtaining FLAT 15% EXTRA OFF on dining bills at 35K+ restaurants!
• Get 1% fuel surcharge waiver at fuel stations in India on transactions between Rs. 400 and Rs. 1,00,000
• You can convert big spends into EMI after the purchase
• The credit card is enabled for contactless payments 
• Accidental Air Death cover worth Rs. 3 Crore
• Emergency overseas hospitalization up to Rs. 50 lakhs in case of emergency
• Credit Shield Cover for up to Rs. 9 lakhs
• Obtain 5 Reward Points on every Rs. 150 retail spending including Insurance, Utilities and Education
• Earn up to 10 times Reward Points on travel and shopping spends on Smartbuy 

• Get annual fee waived off on annual spends greater than Rs. 2,00,000
• As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
• Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
• Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
• Earn 10% Cashback on Swiggy, Zomato and BigBasket 
• Get 1% Cashback on all other spends
• 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
• 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
• Enjoy up to 15% off at partnered restaurants via EazyDiner
• Convert transactions of Rs. 2500 or more into easy EMI
• On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Pros

• Unlimited lounge access at domestic and international airports
• Unlimited complimentary golf games at premier golf courses
• Complimentary nights and buffet at participating ITC hotels

Cons

• The card doesn’t offer any yearly or monthly benefits
• No cashback as such
• Joining fee on higher side

Pros

• Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
• Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
• Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

• No golf benefits
• No international airport lounge access / movie benefits