HDFC Bank Harley-Davidson Diners Club Credit Card vs Axis My Zone Credit Card

• Get 5X Reward Points on Swiggy and Zomato. You can earn a maximum of 2500 Reward Points every month
• Avail up to 10X Rewards on Booking flight tickets / stays across 150+ hotels (Domestic & International) at https://offers.smartbuy.hdfcbank.com/v1/foryou
• Interest Free Credit Period: Get up to 50 days of interest free credit period 
• Credit Liability Cover of Rs. 9 lakh
• Enjoy Foreign Currency Markup at a nominal 2% on all foreign currency spends
• Revolving Credit is available at a nominal interest rate
• Get 2 Complimentary Airport lounge access every calendar quarter worldwide for primary and add-on card members
• ‘Buy 1 Get 1 Free' offer on BookMyShow: Purchase 1 Ticket, and get another ticket free up to Rs. 250 per booking. This offer can be used maximum twice every month on minimum purchase of 2 tickets in a single transaction. It is valid only on Friday, Saturday and Sunday shows
• As a Milestone Benefit, avail Rs. 1,500 worth vouchers of Marriott Experience or Decathalon or Barbeque Nation or O2 Spa or Lakme Salon on spends of Rs. 1.5 lakhs in a calendar quarter
• Avail the option to convert big spends into EMI after purchase
• Accidental Air Death Cover worth Rs. 1 Crore
• Emergency overseas hospitalization up to Rs. 25 lakhs
• Travel Insurance Cover of up to Rs. 50,000 on baggage delay
• Credit Liability cover up to Rs. 9 Lakh
• Get 4 Reward Points for every Rs. 150 retail spends
• Earn 20 Reward Points on every Rs. 150 spends on Swiggy and Zomato
• Earn up to 10X Reward Points on Spends Via Smartbuy
• Avail up to 20% off on all restaurant bill payments via Swiggy Dineout. Choose from 20000 + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. It is valid only on payments done via the Swiggy App

• Purchase one movie ticket and get a 100% discount on the second movie ticket at Paytm Movies. The maximum discount one can get in a calendar month is Rs. 200                
• Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance                                                                                                      
• Get flat Rs. 120 off on food delivery at Swiggy
• 1 complimentary access to select airport lounges within India per Calendar quarter
• Earn 4 EDGE REWARD points with every Rs. 200  spent on the credit card
• 1% fuel surcharge waiver on all fuel transactions in India. Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month
• On any transaction over Rs. 2,500, convert these purchases to EMI
• Indulge in delectable cuisines up to 15% off at partnered restaurants in India
• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999

Pros

• Airport lounge access for both primary and add-on cardholders
• Good benefits related to movies and food
• Accidental Air Death Cover worth Rs. 1 Crore, Emergency overseas hospitalization up to Rs. 25 lakhs, and Travel Insurance Cover of up to Rs. 50,000 on baggage delay

Cons

• No Golf benefits
• No fuel benefits
• Although the card is centered around Harley Davidson, it doesn’t offer much benefits like accelerated Reward Points for purchases made at the motorcycle store

Pros

• Avail up to Rs. 1000 off at AJIO, on minimum spends of Rs. 2999
• 1 Complimentary airport lounge access
• Avail SonyLiv Premium annual subscription worth Rs. 999 on the first spend within first 30 days of card issuance          

Cons

* No golf/coaching sessions

* High interest rate