Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Get 5X CashPoints on EMI spends at merchant locations. Do note a maximum of 2,500 CashPoints can be earned in a calendar month
Earn 1 CashPoint for every Rs. 150 on other spends
Get up to 20% discount on partnered restaurants via Swiggy Dineout
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions. The reward points are capped at 500 per calendar month
Zero lost Card liability
Avail up to 50 days of interest-free period
Enjoy Revolving Credit at a nominal interest rate
Enjoy amazing dining benefits with the Good Food Trail program
Get up to 20% savings on all restaurant bill payments via Swiggy Dineout, which consists of 20k + restaurants, and the offer is inclusive of Restaurant and Swiggy Discount. This offer is valid only on payments done via the Swiggy App
1% Fuel Surcharge waiver on fuel transactions. This is applicable for minimum transaction of Rs. 400 and maximum transaction of Rs. 5,000
Get 500 CashPoints- this is applicable only on payment of membership fee
Get the renewal membership fee waived by spending Rs. 50,000 and above in an annual year
Convert your big spends into EMI after purchase
The Credit Card is enabled for contactless payments
Spend Rs. 50,000 or more in a year, before the Credit Card renewal date to get renewal fee waived off
Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
Get 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
Get up to 15% off at 4000+ partnered restaurants in India
Easily convert transactions of Rs. 2,500 or more into EMI
Editor's Review
Pros
Get 10X CashPoints on your favourite merchants such as Big Basket, BookMyshow, OYO, Swiggy, and Uber
Get 5X CashPoints on EMI spends at merchant locations, and 1 CashPoint for every Rs. 150 on other spends
Rupay Credit Cardholders can earn 1 RP for every Rs. 150 spent on UPI transactions
Cons
No golf benefits are provided
No international and domestic airport lounge access
No rewards
Pros
Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
Get 1.5% cashback on all other spends
4 complimentary domestic airport lounge access per calendar year
Cons
No rewards benefits
No golf and movie benefits
No international lounge access
More comparisions with HDFC Bank Freedom Credit Card