Axis Bank Ace Credit Card vs Axis Bank Kwik RuPay Credit Card

• Spend Rs. 2 lakh or more in a year to avail the annual fee waiver
• Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay
• Get 4% cashback on Ola, Zomato, and Swiggy
• Get 1.5% cashback on all other spends
• 4 complimentary domestic airport lounge access per calendar year
• Avail a 1% fuel surcharge waiver on fuel purchases at all fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
• Get up to 15% off at 4000+ partnered restaurants in India
• Easily convert transactions of Rs. 2,500 or more into EMI

• Credit Card on UPI
• Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
• Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
• Zero joining and Annual Fees
• Instantly receive a virtual card  on the Kiwi mobile app after getting approved
• Easily activate the credit card and set up UPI PIN to make UPI transactions

Pros

• Get 5% cashback on bill payments, DTH recharge, and mobile recharges on Google Pay, and 4% cashback on Ola, Zomato, and Swiggy
• Get 1.5% cashback on all other spends
• 4 complimentary domestic airport lounge access per calendar year

Cons

• No rewards benefits
• No golf and movie benefits
• No international lounge access

Pros

• 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
• Zero joining and Annual Fees
• Instantly receive a virtual card  on the Kiwi mobile app after getting approved

Cons

• No movie benefits
• No golf benefits
• No international and domestic lounge access