HDFC AllMiles vs YES Prosperity Cashback Credit Card
Joining Fees
₹1,000
₹999
Editor's Rating
3.2
5
Key Features
- The first year’s membership will be free only by spending Rs. 15,000 within the first 90 days
- Renew membership for free by spending Rs. 1,00,000 in a year
- Accumulate Three reward points for every Rs 150 you spend
- 2x reward points will be given for hotel bookings, mobile recharge, and shopping
- On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle
- With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
- If you lost your credit card, be assured of zero liability after reporting the loss
- Avail up to 50 interest-free days from the date of purchase (subject to the submission of charge by the merchant)
- Obtain Revolving Credit at a nominal interest rate
- Priority Pass - Charge of $27 + taxes, will apply on all the lounge visits exceeding the complimentary cap
- 5% Cashback on Movie Ticket bookings, Grocery Shopping, 0.50% Cashback on all Other retails spends, & 5% Cashback on Bill Payments
- Avail great offers across travel, dining, shopping, wellness and more, in select cities
- Instant EMI
- Earn rewards points on your transactions that are converted into EMIs
Editor's Review
Pros
- Get first year’s membership free by spending Rs 15,000 within the first 90 days
- Renew your membership free by spending Rs. 1,00,000 in a year
- Free access to over 600 exclusive airport lounges
Cons
- High-interest rate
- No golf privileges
- High renewal fees if you don’t spend Rs. 1 lakh in a year
Pros
- Preferential Foreign Currency Markup of 3.40% only
- 1% Fuel surcharge waiver at all fuel stations across India for transaction between Rs. 400 to Rs. 5,000
- Get exciting offers on your YES BANK Credit Cards while shopping, dining, Travel and more YES PRIVILEGES
Cons
- No complimentary Airport Lounge access
- No Golf/coaching sessions
- High-interest rate
