HDFC AllMiles vs TATA STAR Platinum Card

Joining Fees

₹1,000

₹2,999

Editor's Rating

3.2

3.5

Key Features

  • Accumulate Three reward points for every Rs 150 you spend
  • 2x reward points will be given for hotel bookings, mobile recharge, and shopping
  • On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rd. 500 per statement cycle
  • With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
  • If you lost your credit card, be assured of zero liability after reporting the loss
  • Welcome and Anniversary e-Gift Vouchers from STAR worth up to Rs.3000
  • Spends linked gift vouchers worth up to Rs.6,000
  • On spends at STAR Outlets, get 3.5% value back 
  • Get 3 Reward Points on Departmental Stores, Dining, Grocery and International spends

Editor's Review

Pros

  • Get first year’s membership free by spending Rs 15,000 within the first 90 days
  • Renew your membership free by spending Rs. 1,00,000 in a year
  • Free access to over 600 exclusive airport lounges

Cons

  • High-interest rate
  • No golf privileges
  • High renewal fees if you don’t spend Rs. 1 lakh in a year

Pros

  • Welcome and Anniversary gift vouchers
  • Airport lounge access
  • Gift vouchers on achieving milestone spends
  • Value back at STAR and TATA outlets

Cons

  • High-interest rate
  • No concierge services
  • No Golf games


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