Accumulate Three reward points for every Rs 150 you spend
2x reward points will be given for hotel bookings, mobile recharge, and shopping
On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rd. 500 per statement cycle
With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
If you lost your credit card, be assured of zero liability after reporting the loss
As a Welcome Gift, receive 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included. You can earn Rs. 100 cash back on the first ATM cash withdrawal within 30 days of receiving the card
Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points.
Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at www.irctc.co.in and IRCTC Mobile App (Android only)
Save 1% transaction charges on railway ticket bookings on www.irctc.co.in. Log on to irctc.co.in and avail exclusive travel privileges, book airline tickets with IRCTC at unbeatable prices. Avail wide range of tailor made packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India. Avail accommodation at over 5,000 hotels, covering 350 cities in India
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India
Use IRCTC SBI Platinum Card to book railway tickets online and get them delivered at your doorstep
IRCTC SBI Platinum Card provides great offers on travel, golf, dining and other entertainment options from Visa
Easy Money lets you avail money just when you need it and get the cheque or draft delivered at your home
IRCTC SBI Platinum Card is a travel card and can be used in over 29 million Visa outlets worldwide & 3,25,000 outlets in India
With Flexipay, convert your transactions in easy monthly installments. Just transact for Rs. 2,500 or more and log on to sbicard.com within 30 days of purchase to convert it into Flexipay
Transfer the outstanding balance of your other bank’s credit card to your IRCTC SBI Platinum Card, and avail a lower rate of interest and pay back in EMIs
Editor's Review
Pros
Get first year’s membership free by spending Rs 15,000 within the first 90 days
Renew your membership free by spending Rs. 1,00,000 in a year
Free access to over 600 exclusive airport lounges
Cons
High-interest rate
No golf privileges
High renewal fees if you don’t spend Rs. 1 lakh in a year
Pros
Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charge
Save 1% transaction charges, exclusive of GST and all other charges, when booking railway tickets on irctc.co.in, using IRCTC SBI Platinum Card
Cons
Interest rate charges are bit high
While the IRCTC SBI Platinum Card offer satisfactory rewards, there several other cards which give you better flexibility while booking flights from any airlines and yet gain reward points