SBI IRCTC Credit Card - SBI Cards

SBI IRCTC Credit Card



Fintra's Rating


SBI IRCTC Credit Card Key Features

Joining Fees ₹500
Renewal Fees ₹300
Free Lounge Access No
Fuel Surcharge Waiver Yes
Bank SBI
Network Visa

Interest Charges: Up to 3.35% per month, accounting to 40.2% per annum

SBI IRCTC Credit Card Fees

When getting IRCTC SBI Platinum Card, avail 350 activation bonus Reward Points on a single transaction of Rs. 500 or more within 45 days of card issuance

SBI IRCTC Credit Card Welcome Offers

  • Earn Rs. 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card
  • Bonus Reward Points will be credited to the IRCTC SBI Platinum Card account within 45 days of eligible transaction
  • Buy tickets through for AC1, AC2. AC3 and AC CC and get up to 10% Valueback as Reward points
  • Get 1 Reward point for every Rs. 125 spent on non-fuel retail purchases, including railway ticket purchases at
  • Save 1.8% transaction charges on railway ticket bookings on

SBI IRCTC Credit Card Features


  • Get a wide range of customized packages ranging from adventure, wildlife, pilgrimage and leisure tours to various places in India
  • Avail accommodation at over 5,000 hotels, covering 350 cities in India
  • IRCTC SBI Platinum Card brings you great offers on travel, golf, dining and other entertainment options from Visa.


  • Interest rate charges are bit high
  • While the IRCTC SBI Platinum Card offer satisfactory rewards, there several other cards which give you better flexibility while booking flights from any airlines and yet gain reward points

SBI IRCTC Credit Card Editor's Review

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