Compare Flipkart Axis Bank Credit Card vs SBI SimplyClick Credit Card

Welcome Benefits: Flipkart Axis Bank credit card comes with a host of welcome and activation benefits. Listed below are the brands associated with the benefits: Flipkart/Swiggy

a. Avail Rs. 500 worth Flipkart vouchers on making first transaction with the card

b. Avail 50% instant discount up to Rs. 100 on first Swiggy order

Get unlimited 5% cashback on Flipkart and Cleartrip spends
Get unlimited 4% Cashback on Preferred Merchants
Get unlimited 1% Cashback on other eligible categories
4 complimentary lounge visits to select airport lounges within India per Calendar year
1% fuel surcharge waiver on all fuel transactions in India. This is applicable on transactions between Rs. 400 to Rs. 4000
On any transaction over Rs. 2,500, convert the purchases into EMI
Indulge in delectable cuisines up to 15% off, up to Rs. 500, at partnered restaurants in India
On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

On joining SimplyCLICK SBI Card, get Amazon.in gift card worth Rs. 499
On online spends with exclusive partners - Apollo 24x7/BookMyShow/ Cleartrip/ Dominos/ Myntra/ Netmeds/ Swiggy/ Yatra, earn 10X Reward Points
Earn 5X rewards on all other online spends
Earn 1 reward point per Rs. 100 on all other spends
Get e-voucher worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and Rs. 2 Lakhs respectively. Voucher Brand : Cleartrip/Yatra
1% fuel surcharge waiver for each transaction between Rs. 500 and Rs 3000 (exclusive of GST, wherever applicable, & all other charges)
Spend Rs 1,00,000 and get annual fee reversed for the SimplyCLICK SBI card in the subsequent year
Simply wave the card at a secured reader and the transaction will be done. Maximum payment of Rs. 5,000 allowed per contactless transaction
Transfer outstanding balance of other banks’ credit cards to SimplyCLICK SBI Card, and avail a lower rate of interest and pay back in EMIs
With Flexipay facility, convert transactions in easy monthly installments. Make any purchase for Rs. 2,500 or more using SimplyCLICK SBI Card , and log in to sbicard.com within 30 days of purchase to convert it into Flexipay

Pros

Cons

Cashback will be in the form of Flipkart cash and only redeem on the Flipkart
3.5% foreign currency conversion fees
No cash back on fuel spend, purchase of the gold item, EMI transaction and on gift cards

Pros