First Citizen Citi Credit Card vs Standard Chartered Manhattan Platinum Credit Card

Joining Fees

₹500

₹999

Editor's Rating

4.5

3.7

Key Features

  • Accelerated Rewards at Shoppers Stop and Ease of Redemption
  • Welcome and First-use Benefits worth Rs. 2550
  • In-store exclusive Sale Previews and Complimentary Parking
  • No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year 
  • Get Rs. 2,000 BookMyShow vouchers on your first transaction in first  90 days with your Manhattan Platinum credit card
  • Get 5% cashback and 3x reward points when you spend
  • Enjoy a host of discounts and offers across dining, shopping, travel and many more with the Standard Chartered Good Life programme
  • Redeem reward points against Standard Chartered's new online catalogue with Standard Chartered 360 degrees rewards program

Editor's Review

Pros

  • Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
  • Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
  • Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets

Cons

  • No complimentary Airport Lounge access 
  • High-interest rate

Pros

  • Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay
  • Transfer card balance up to Rs. 5 Lakh at an attractive interest rate
  • Convert entire outstanding (up to Rs. 5 lakh) into EMIs at zero processing fee

Cons

  • No Fuel Surcharge Wavier


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