First Citizen Citi Credit Card vs Axis Bank Kwik RuPay Credit Card
Joining Fees
₹500
₹0
Editor's Rating
4.5
4.5
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Credit Card on UPI
- Get 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
- Get 1% fuel surcharge waiver for fuel spends between Rs. 400 and Rs. 4000
- Zero joining and Annual Fees
- Instantly receive a virtual card on the Kiwi mobile app after getting approved
- Easily activate the credit card and set up UPI PIN to make UPI transactions
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- 2 EDGE Reward Points on every Rs. 200 spent on domestic and international transactions
- Zero joining and Annual Fees
- Instantly receive a virtual card on the Kiwi mobile app after getting approved
Cons
- No movie benefits
- No golf benefits
- No international and domestic lounge access
