First Citizen Citi Credit Card vs Axis Bank Insta Easy Credit Card
Joining Fees
₹500
₹500
Editor's Rating
4.5
3.8
Key Features
- Accelerated Rewards at Shoppers Stop and Ease of Redemption
- Welcome and First-use Benefits worth Rs. 2550
- In-store exclusive Sale Previews and Complimentary Parking
- No Annual Fees for Cardmembers who spend over Rs. 30000 in a membership year
- Host of benefits such as 100% cash withdrawal
- EDGE REWARDS Points- 6/12 points with every Rs. 200 spent on Domestic/International spends
- Fuel Surcharge Waiver
- Free credit period up to 50 days
Editor's Review
Pros
- Avail 3 Rs.500 Shoppers Stop vouchers redeemable at Shoppers Stop and Home Stop
- Avail Rs. 500 Shoppers Stop vouchers that are redeemable on Private Brands only
- Fuel surcharge (1%) on fuel purchases at authorized IndianOil outlets
Cons
- No complimentary Airport Lounge access
- High-interest rate
Pros
- Convert purchases to EMI
- Avail Visa International Global Card Assistance Services
- Get a guaranteed approval
Cons
- No Golf/coaching sessions
- No Airport Lounge Visits
