Etihad Guest SBI Premier Card vs Yes FIRST Preferred Credit card

• Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
• Annual membership fee reversal from second year onwards will happen if you spend minimum of Rs. 5,00,000 in a year
• Complimentary overseas air accident coverage of Rs. 50 Lakh
• Complimentary Fraud liability cover of Rs. 1 Lakh

• Obtain Priority Pass Membership that provides lounge complimentary access
• Avail 25% discount on movie bookings at BookMyShow
• Earn 20,000 Bonus Reward Points on achieving spends of Rs. 7.5 Lakhs or more in each anniversary year
• Four Reward Points per Rs. 100 spent on all other categories
• Avail great offers across travel, dining, shopping, wellness and more, in select cities

Pros

• Enjoy the privilege of instantly redeeming miles to book flights, hotels, car rentals from the participating travel partners or for purchasing amazing products at etihadguest.com.
• Access over 1000 Airport Lounges worldwide
• Up to 10% discount on travel rewards miles redemption

Cons  

• No golf/coaching sessions
• Joining fee Rs. 4,999

Pros

• Get Life Insurance Cover of INR 1 Cr for death due to Flight Accidents
• Earn 2X rewards on Travel Agencies & Tour Operators, Domestic Airlines and Dining
• Low forex markup of 1.75%
• Golf Privileges

Cons

• Low default reward rate