Etihad Guest SBI Premier Card vs Axis Bank Horizon Credit Card

• Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
• Annual membership fee reversal from second year onwards will happen if you spend minimum of Rs. 5,00,000 in a year
• Complimentary overseas air accident coverage of Rs. 50 Lakh
• Complimentary Fraud liability cover of Rs. 1 Lakh

• Welcome Benefits include getting 5000 EDGE Reward Miles on the first transaction greater than or equal to Rs. 1000 within 30 days of card issuance date
• Get 1500 EDGE Miles worth Rs. 1,500 on completion of anniversary year
• Get 5 EDGE Miles on every Rs. 100 spent on the Axis Bank Travel EDGE portal and direct airline websits
• Get 2 EDGE Miles per Rs. 100 on all other spends
• 2 International airport lounges access per calender quarter
• 8 Complimentary domestic airport lounge visits per calendar quarter (VISA) and 6 complimentary visists per calendar quarter (Mastercard)
• 1% surcharge waiver for fuel transaction between Rs. 400 to Rs. 5,000. Do note GST charged on fuel surcharge is non-refundable
• Lost card liability cover of Rs. 10 Lakh
• Enjoy exceotional dining experiences at to resturants acree India with Axis Bank Dining Delights Program
• Wednesday Delight- Enjoy exciting offers every Wednesday:

A. Instant savings of up to 15% on flights and hotels via MakeMyTrip

B. 10% off on orders via Swiggy

C. 10% off up to Rs. 1,000 on Tira

Pros

• Enjoy the privilege of instantly redeeming miles to book flights, hotels, car rentals from the participating travel partners or for purchasing amazing products at etihadguest.com.
• Access over 1000 Airport Lounges worldwide
• Up to 10% discount on travel rewards miles redemption

Cons  

• No golf/coaching sessions
• Joining fee Rs. 4,999

Pros

• High number of complimentary airport lounge visits
• Welcome benefit surpass the joining fee
• Accelerated rewards on travel bookings also include spends at direct airline websites/counters

Cons

• No annual fee waiver option
• No Golf benefits
• No Insurance benefits