Etihad Guest SBI Card vs HDFC AllMiles

• Avail complimentary Etihad Guest Silver tier status post first card
• Three Etihad Guest Miles you'll earn on every Rs. 100 spent on Etihad.com, earn Two Etihad Guest Miles on every Rs. 100 spent on International spends, and One Etihad Guest Mile on every Rs. 100 spent on other spends
• Avail discount up to 10% (3% on Economy Class and 10% on Business class) on direct Etihad Airways booking
• Gain discount of 5% on travel rewards miles redemption
• Complimentary overseas air accident coverage of Rs. 25 Lakh

• The first year’s membership will be free only by spending Rs. 15,000 within the first 90 days
• Renew membership for free by spending Rs. 1,00,000 in a year
• Accumulate Three reward points for every Rs 150 you spend
• 2x reward points will be given for hotel bookings, mobile recharge, and shopping
• On fuel transactions get 1% Fuel Surcharge waiver. Minimum transaction of Rs. 400, Maximum Cashback of Rs. 500 per statement cycle
• With the EMV Chip Card technology, you'll stay protected against unauthorized use of your credit card
• If you lost your credit card, be assured of zero liability after reporting the loss
• Avail up to 50 interest-free days from the date of purchase (subject to the submission of charge by the merchant)
• Obtain Revolving Credit at a nominal interest rate
• Priority Pass - Charge of $27 + taxes, will apply on all the lounge visits exceeding the complimentary cap

Pros

• Benefit from Instant discount and Insurance facilities
• Enjoy the Privileges and features provided on the Etihad Guest SBI Card
• In a year, spend minimum of Rs. 3,00,000 and get annual membership fee reversal second year onwards

Cons

• No Golf/Coaching sessions

Pros

• Get first year’s membership free by spending Rs 15,000 within the first 90 days
• Renew your membership free by spending Rs. 1,00,000 in a year
• Free access to over 600 exclusive airport lounges

Cons

• High-interest rate
• No golf privileges
• High renewal fees if you don’t spend Rs. 1 lakh in a year