Club Vistara SBI Card vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹1,499
₹1,000
Editor's Rating
3.3
3.6
Key Features
- Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
- Lost card liability cover up to Rs. 1 lakh
- Air Accident Cover up to Rs 50 lakhs
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- 1 Economy class ticket E-Gift Voucher
- 4 complimentary Domestic Airport lounges access
- Complimentary credit card Fraud Liability Cover of Rs.1 lakh
Cons
- No Golf/coaching sessions
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
