Club Vistara SBI Card vs BOI International Credit Card

Club Vistara SBI Card
Club Vistara SBI Card
SBI · Mastercard
3.3
₹1,499 / Joining Fees
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VS
BOI International Credit Card
BOI International Credit Card
Bank of India · Rupay
4.1
₹1,500 / Joining Fees
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Fees
SBI
Bank of India
Joining Fees
₹1,499
₹1,500
Renewal Fees
₹1,499
₹1,500
Network
Mastercard
Rupay
Editor's Review
3.3
4.1
Free Lounge Access
Yes
Yes
Features
Club Vistara SBI Card
  • Comprehensive Insurance Cover of 4 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 50 lakhs
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI
BOI International Credit Card
  • Affiliation: Mastercard/Visa/Rupay 
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
Editor's Review
Club Vistara SBI Card

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Economy class ticket E-Gift Voucher 
  • 4 complimentary Domestic Airport lounges access
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions
BOI International Credit Card

Pros

  • 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

  • No Golf Privileges 

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