BOI International Credit Card vs ICICI Bank Manchester United Platinum Credit Card

• Affiliation: Mastercard/Visa/Rupay 
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

* 1 complimentary domestic airport lounges access per quarter in India
* 25% discount, up to Rs. 100, on selected cinema ticket retailers
* 1% fuel surcharge, which is valid on a maximum spend of Rs. 4000 per transaction at all HPCL pumps
* Visa Lounge Access: Relax in luxury and enjoy gourmet meals, comfortable seating, free Wi-Fi, widescreen TVs and beverage services.
* Domestic Airport Lounge Benefit: 1 complimentary airport lounge access per quarter
* Avail up to 3 Reward Points on every Rs. 100 spent on retail purchases except fuel
* Through ICICI Culinary Treats Programme avail dining benefits such as saving 15% on dining bills across more than 2,500 restaurants in India
* The annual fee gets waived off if spendings have gone more than Rs. 1,25,000 in the previous year

Pros

• 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
• The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

• No Golf Privileges 

Pros

* Welcome Benefits

* 1 complimentary domestic airport lounges access per quarter in India

* 25% discount, up to Rs. 100, on selected cinema ticket retailers

Cons

* No insurance benefits

* No golf benefits

* No international lounge access