Club Vistara SBI Card PRIME vs YES Prosperity Edge Credit Card

Joining Fees

₹2,999

₹1,199

Editor's Rating

2.5

3.5

Key Features

  • Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 1 Cr
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI 
  • 500 Reward Points on each YES PayNow registration
  • 4 Reward Points for every Rs. 200 on all other Retails Spends 
  • Avail great offers across travel, dining, shopping, wellness and more, in select cities
  • Domestic Lounge access (limited to 2 visits per quarter) for Primary Cardmembers across 30+ Lounges in India

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Premium Economy ticket E-Gift Voucher 
  • 8 complimentary Domestic Airport lounges access 
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions

Pros

  • Accelerated Rewards on Supermarkets and Grocery Stores, Department Stores and Dining spends
  • Get 15,000 Bonus Reward Points on achieving spends of Rs. 6 Lakhs or more in each anniversary year
  • There’s a Dedicated Website for Flight/Hotel/Movie Ticket Bookings with Exclusive Catalogue of Products

Cons

  • High-interest rates
  • Complimentary Priority Pass Membership for Primary Cardmember only. All visits will be charged US $27+GST per person per visit


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