Club Vistara SBI Card PRIME vs American Express® Platinum Reserve
Joining Fees
₹2,999
₹5,000
Editor's Rating
2.5
3.7
Key Features
- Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
- Lost card liability cover up to Rs. 1 lakh
- Air Accident Cover up to Rs 1 Cr
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Welcome Gift of 11,000 Bonus Membership Rewards Points
- Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
- Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
- Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
- Complimentary access to leading Golf courses in India
Editor's Review
Pros
- 1 Premium Economy ticket E-Gift Voucher
- 8 complimentary Domestic Airport lounges access
- Complimentary credit card Fraud Liability Cover of Rs.1 lakh
Cons
- No Golf/coaching sessions
Pros
- Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
- Avail movie or online shopping vouchers worth Rs.6,000 per year
- Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
- Redeem the Points for over 500 options that include travel, dining, accessories and more
Cons
- Poor reward structure
- Absence of bonus reward points on milestone spends
- High-interest rates
- High Annual Fee
