Club Vistara SBI Card PRIME vs American Express® Platinum Reserve

Joining Fees

₹2,999

₹10,000

Editor's Rating

2.5

3.7

Key Features

  • Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
  • Lost card liability cover up to Rs. 1 lakh
  • Air Accident Cover up to Rs 1 Cr
  • Easy Bill Pay facility at zero charge
  • Flexipay
  • Balance Transfer on EMI 
  • Welcome Gift of 11,000 Bonus Membership Rewards Points
  • Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
  • Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
  • Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
  • Complimentary access to leading Golf courses in India

Editor's Review

Pros                                                                                                                                                                                                                                                                                                                                                                                                   

  • 1 Premium Economy ticket E-Gift Voucher 
  • 8 complimentary Domestic Airport lounges access 
  • Complimentary credit card Fraud Liability Cover of Rs.1 lakh

Cons 

  • No Golf/coaching sessions

Pros

  • Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
  • Avail movie or online shopping vouchers worth Rs.6,000 per year
  • Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
  • Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons

  • Poor reward structure
  • Absence of bonus reward points on milestone spends
  • High-interest rates
  • High Annual Fee


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