Club Vistara SBI Card PRIME vs Kotak NRI Royale Signature Credit Card
Joining Fees
₹2,999
₹1,000
Editor's Rating
2.5
3.6
Key Features
- Comprehensive Insurance Cover of 6 cancellations per year, each limited to Rs. 3,500
- Lost card liability cover up to Rs. 1 lakh
- Air Accident Cover up to Rs 1 Cr
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Avail 2X rewards on spends outside India; i.e. avail 2 rewards points for every Rs. 200 spent
- Fuel Surcharge Waiver
- Railway Surcharge Waiver
- NRI Royale Shield
Editor's Review
Pros
- 1 Premium Economy ticket E-Gift Voucher
- 8 complimentary Domestic Airport lounges access
- Complimentary credit card Fraud Liability Cover of Rs.1 lakh
Cons
- No Golf/coaching sessions
Pros
- This card is good for Indians who are residing overseas
- Freedom to purchase and pay in INR
- Complimentary access to Airport Lounges in India
Cons
- No Golf Privileges
- No Concierge Services
- This card isn’t good for those who desire a low foreign currency mark up card
