Citibank Cashback Credit Card vs RBL Bank Cookies Credit Card

Joining Fees

₹500

₹100

Editor's Rating

3.5

3.4

Key Features

  • 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
  • The unredeemed cashback is evergreen as it'll never expire
  • Turn big purchases into small payments
  • Instant Loans
  • Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more

* Get Voucher worth Rs. 1,000 by simply spending Rs. 2 lakhs in a year. Select from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Get Voucher worth Rs. 5,000 by simply spending Rs. 5 lakhs in a year. You can choose from Amazon, Flipkart, Myntra, Croma & Shoppers Stop
* Avail 10% off at BookMyShow & Grofers, up to Rs. 300 each per month
* Avail 10% cashback at Myntra, Uber & Zomato, up to Rs. 300 each per month
* 5 Reward Points for every Rs. 100 spent online

Editor's Review

Pros

  • The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
  • This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
  • Get benefits worth Rs. 3,300+ in the first year

Cons:

  • No Complimentary Airport Lounge access

Pros
* 1 Reward Point for every Rs. 100 spent offline except on fuel
* Fuel surcharge waiver across all stations. This is valid for fuel transactions between Rs. 500 and Rs. 4,000. Maximum waiver of Rs. 150 per month
* In a month, spend Rs. 5,000 to get next month’s membership fee waived off. (Applicable if the card is issued after 10th May 2021)

Cons
* No golf privileges
* No travel benefits such as airport lounge access or any flight discounts
* No airmiles


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