Citibank Cashback Credit Card vs Airtel Axis Credit Card

Joining Fees

₹500

₹500

Editor's Rating

3.5

4.6

Key Features

  • 5% Cashback on Telephone & Utility Bill payments, and Movie ticket purchases and 0.5% Cashback on all other spends
  • The unredeemed cashback is evergreen as it'll never expire
  • Turn big purchases into small payments
  • Instant Loans
  • Over 26,000 offers and privileges on travel, hotels, shopping, entertainment, spas, Golf and much more
  • Get annual fee waived off on annual spends greater than Rs. 2,00,000
  • As a Welcome Benefit, get an Amazon eVoucher worth Rs 500 on the first transaction using the Airtel Axis credit card within 30 days of card issuance
  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments such as electricity, gas etc. via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket 
  • Get 1% Cashback on all other spends
  • 4 Complimentary lounge visits within India (4 Lounge access in a year) on minimum spends of Rs. 50,000 in previous 3 months
  • 1% fuel surcharge waiver on fuel purchases at all fuel stations across India. This is valid on transactions between Rs. 400 to Rs. 4000
  • Enjoy up to 15% off at partnered restaurants via EazyDiner
  • Convert transactions of Rs. 2500 or more into easy EMI
  • On Wednesdays, receive the following offers:

A. Instant savings of up to 15% on flights and hotels via Goibibo and Makemytrip

B. 10% off on orders via Swiggy and Amazon Fresh

C. 10% off up to Rs. 1000 on Tira

Editor's Review

Pros

  • The Citibank Cash Credit Card gives the advantage of earning Cash points on every purchase
  • This Credit Card has privileges from booking Tickets, Dining, Bill Payment and more
  • Get benefits worth Rs. 3,300+ in the first year

Cons:

  • No Complimentary Airport Lounge access

Pros

  • Earn 25% Cashback on Airtel Mobile, Broadband, DTH and WiFi bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Utility Bill Payments via Airtel Thanks app
  • Earn 10% Cashback on Swiggy, Zomato and BigBasket

Cons

  • No golf benefits
  • No international airport lounge access / movie benefits


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