Citi Rewards Credit Card vs Samsung Axis Bank Signature Credit Card

• Earn minimum 1 reward point for every 125 on all purchases
• Gain 10X reward points at online, physical department, and apparel stores
• Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
• You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
• Instant Loans

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* Get 10 EDGE REWARD POINTS on every Rs. 100 spent with the bank's preferred partners such as Bigbasket, Tata1mg, Urban Company, Myntra, and Zomato
* Avail 5 EDGE REWARD POINTS on every Rs. 100 spent on other domestic and international transactions
* 4 complimentary domestic airport lounge visits per calendar year
* Get a 1% fuel surcharge waiver at fuel stations in India. This is valid on transactions between Rs. 400 to Rs. 4000
* Get up to 15% off, up to Rs. 500, which can be availed once every month at 4000+ restaurants in India
* Easily convert transactions of Rs. 2500 or more into easy EMI
* Annual fee will be waived off on annual spends greater than Rs. 2,00,000

* Wednesday Delight Offer: Get up to 15% on flights and hotels via Goibibo and Makemytrip, 10% off on orders via Swiggy and Amazon Fresh, 10% off up to Rs. 1000 on Tira

Pros

• Get rewarded every time you shop
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access

Pros

* Get 10% cashback on Samsung purchases, including on EMI transactions 
* 4 complimentary domestic airport lounge visits per calendar year
* Up to 15% off, up to Rs. 500, which can be availed once every month at 4000+ restaurants in India 

Cons

* No golf benefits are provided