Citi Rewards Credit Card vs Kotak Corporate Wealth Signature Credit Card

• Earn minimum 1 reward point for every 125 on all purchases
• Gain 10X reward points at online, physical department, and apparel stores
• Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
• You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
• Instant Loans

• Get higher cash-backs while using the card
• Hassle-free spendings
• Fuel/Railway Surcharge Waiver
• Redeem points without any hassle 

Pros

• Get rewarded every time you shop
• Redeem Miles instantly via SMS against purchases at leading brands
• Turn big purchases into small payments

Cons

• No Golf/coaching sessions
• No complimentary Airport Lounge access

Pros

• Use Kotak Corporate Wealth Signature Credit Card to get a high cashback amount
• Interest-free funds for up to a period of 48 days, similar to an overdraft facility on Credit Cards
• Exclusive access to Domestic Airport Lounges twice in every quarter

Cons

• No Golf Privileges 
• No Concierge Services