Citi Rewards Credit Card vs Induslnd Bank Nexxt Credit Card

Citi Rewards Credit Card
Citi Rewards Credit Card
Citibank · Mastercard
4.1
₹1,000 / Joining Fees
Apply Now →
VS
Induslnd Bank Nexxt Credit Card
Induslnd Bank Nexxt Credit Card
IndusInd Bank · Mastercard
3.8
₹10,000 / Joining Fees
Apply Now →
Fees
Citibank
IndusInd Bank
Joining Fees
₹1,000
₹10,000
Renewal Fees
₹1,000
₹0
Network
Mastercard
Mastercard
Editor's Review
4.1
3.8
Free Lounge Access
No
Yes
Features
Citi Rewards Credit Card
  • Earn minimum 1 reward point for every 125 on all purchases
  • Gain 10X reward points at online, physical department, and apparel stores
  • Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
  • You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
  • Instant Loans
Induslnd Bank Nexxt Credit Card
  • Flexible options to pay through EMI, Reward points or Credit
  • Earn 1 Reward Point for every Rs. 150 spent
  • Fuel Surcharge Waiver
  • Redeem reward points in the following ways: IndusMoments, Airline miles on InterMiles, Airline miles on Vistara, and Cash Credit
Editor's Review
Citi Rewards Credit Card

Pros

  • Get rewarded every time you shop
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access
Induslnd Bank Nexxt Credit Card

Pros

  • BookMyShow offer
  • VIP airport lounges
  • Travel Insurance Cover

Cons

  • No Golf Privileges 

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