Citi Rewards Credit Card vs Bank of Maharashtra - SBI Platinum Credit Card
Joining Fees
₹1,000
₹2,999
Editor's Rating
4.1
2.3
Key Features
- Earn minimum 1 reward point for every 125 on all purchases
- Gain 10X reward points at online, physical department, and apparel stores
- Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
- You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
- Instant Loans
- Get Welcome Gift voucher worth Rs. 3,000 from any one of the brand partners
- Spend linked gift vouchers worth Rs. 6,000
- 5X Reward Points on Dining, Departmental store and International spends
- Card Anniversary gift voucher worth Rs. 3,000
Editor's Review
Pros
- Get rewarded every time you shop
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
Cons
- No Golf/coaching sessions
- No complimentary Airport Lounge access
Pros
- Avail spend rewards on annual spending of Rs. 4 lakhs and 5 lakhs, each
- Receive e- Gift Voucher worth Rs. 3,000 from any of the following brands: Yatra, Hush Puppies/Bata, Westside, Shoppers Stop
- 2 complimentary Domestic Airport Lounge visits every quarter in India
Cons
- Although you’ll get a complimentary membership to the Priority Pass Program worth $99, there’s a usage fee of $27 +taxes that will be charged to Bank of Maharashtra - SBI Platinum Credit Card every time you visit an airport lounge. Moreover, only the Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only
