Citi Rewards Credit Card vs Axis Bank Reserve Credit Card

Joining Fees

₹1,000

₹30,000

Editor's Rating

4.1

3.7

Key Features

  • Earn minimum 1 reward point for every 125 on all purchases
  • Gain 10X reward points at online, physical department, and apparel stores
  • Gain 300 bonus points on card purchase of Rs. 30,000 or more in a month
  • You can either redeem your points now or keep collecting them – it's a choice you have because they will never expire
  • Instant Loans
  • Complimentary airport concierge services and complimentary luxury airport transfers
  • Air accident cover: Rs.450 Lakhs
  • Concessions on health and wellness coaching at Weljii
  • Exclusive offers at Oberoi hotels and resorts

Editor's Review

Pros

  • Get rewarded every time you shop
  • Redeem Miles instantly via SMS against purchases at leading brands
  • Turn big purchases into small payments

Cons

  • No Golf/coaching sessions
  • No complimentary Airport Lounge access

Pros

  • Fuel Surcharge Waiver
  • Handcrafted Club Marriott Asia Pacific Membership
  • Exclusive offers at Oberoi Hotels and Resorts

Cons

  • High Joining and Annual Fees


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