Central SBI Select+ Credit Card vs IDFC FIRST Wealth Credit Card
Joining Fees
₹750
₹0
Editor's Rating
4.3
3.25
Key Features
- Central SBI Select Card Advantage
- Fast & Convenient
- Security
- Cash on the go
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Global acceptance
- Emergency card replacement
- Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
- 5% cashback on making the first EMI transaction made within 90 days of card set-up
- Avail 10X Reward Points on all transactions above Rs. 20,000
- Avail 6X Reward Points on Online Spends and 3X Reward Points on all Offline Spends
- 4 Complimentary Domestic and International Airport lounge and spa visits every calendar quarter
- 4 complimentary Railway Lounge visits every calendar quarter
- Low foreign exchange mark-up fee of 1.5%
- 20% discount on 1500+ Restaurants
- 15% discount on 3000+ Health & Wellness Outlets
- Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
- Joining & Complimentary Benefits
- Renewal & Milestone Select Points
- Accelerated Select Points
- Instant Redemption
Cons
- No Golf/coaching sessions
- No Airport Lounge access
- High Renewal Fees
Pros
- Lifetime free credit card
- Complimentary Airport and Railway lounge access
- Multi-faceted discounts are offered on movie tickets, travel, spas, wellness centers, etc.
Cons
- No milestone benefits
- Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
- Interest-free cash withdrawal available for 48 days only
