Central SBI Select+ Credit Card vs Citi Prestige Credit Card
VS
Fees
SBI
Citibank
Joining Fees
₹750
₹20,000
Renewal Fees
₹2,999
₹20,000
Network
Visa
Mastercard
Editor's Review
4.3
4.1
Free Lounge Access
No
Yes
Features
Central SBI Select+ Credit Card
- Central SBI Select Card Advantage
- Fast & Convenient
- Security
- Cash on the go
- Easy Bill Pay facility at zero charge
- Flexipay
- Balance Transfer on EMI
- Global acceptance
- Emergency card replacement
Citi Prestige Credit Card
- Get benefits worth Rs. 38,000+ in the first year
- Welcome Bonus Miles worth Rs. 4,500
- Taj Group/ ITC Hotels Vouchers of Rs. 10,000
- Reward Points worth Rs. 24,000 on annual spends
Editor's Review
Central SBI Select+ Credit Card
Pros
- Joining & Complimentary Benefits
- Renewal & Milestone Select Points
- Accelerated Select Points
- Instant Redemption
Cons
- No Golf/coaching sessions
- No Airport Lounge access
- High Renewal Fees
Citi Prestige Credit Card
Pros
- Never expiring reward points
- Epicure Plan of Taj InnerCircle membership
- Complimentary Priority Pass Lounge Access for Primary as well as add-on Card members
- Instantly Pay with Points at select partners
Cons
- High Annual Membership Fee of Rs. 20,000 + taxes
- High-interest rate
