Canara Bank RuPay Select Credit Card vs American Express® Platinum Reserve

Joining Fees

₹0

₹10,000

Editor's Rating

3.3

3.7

Key Features

  • Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. One point is equal to Rs 0.25. Option for Encashment of Reward Points is
    available, too
  • Complimentary enrollment to RuPay Insurance Program: Avail Rs. 10 Lakhs cover for Death due to personal accident and permanent disability 
  • Airport Lounge Access
  • Concierge Services
  • Welcome Gift of 11,000 Bonus Membership Rewards Points
  • Complimentary Airport Lounge accesses such as American Express and other Domestic Lounges in India. Also, get a Complimentary Membership to Priority Pass, with the US$99 Annual Membership Fee waived off
  • Avail privileges at Taj Hotels Palaces Resorts Safaris; Preferred Hotel Group
  • Get special benefits at Max Healthcare and various other curated benefits for mind, body and soul
  • Complimentary access to leading Golf courses in India

Editor's Review

Pros

  • Shopping & Lifestyle Offers 
  • Dining Offers
  • Travel & Attraction Offers

Cons

  • No Golf Privileges 

Pros

  • Relax luxuriously in the American Express Platinum Lounge at Delhi Domestic Terminal
  • Avail movie or online shopping vouchers worth Rs.6,000 per year
  • Special privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
  • Redeem the Points for over 500 options that include travel, dining, accessories and more

Cons

  • Poor reward structure
  • Absence of bonus reward points on milestone spends
  • High-interest rates
  • High Annual Fee


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