Canara Bank RuPay Platinum Credit Card vs SBI Elite Credit Card

Joining Fees

₹0

₹4,999

Editor's Rating

3.6

4

Key Features

  • Welcome Benefits 
  • Insurance Cover
  • Cash Back Offers
  • Concierge Services
  • On achieving annual spends of Rs. 5 lakhs and 8 lakhs, earn 15,000 bonus Reward Points
  • Spend Based Reversal of Annual Fee on spends of Rs. 10 Lakhs
  • Complimentary membership to the Priority Pass Program worth $99
  • Six complimentary Airport Lounge visits per calendar year, outside India ( max. 2 visits per quarter)
  • Enjoy obtaining Club Vistara Silver membership as complimentary

Editor's Review

Pros

  • Avail Credit Limit up to Rs. 25 Lakhs 
  • Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
  • Get Baggage Insurance up to Rs. 25000
  • Avail Purchase Protection cover of Rs. 25000

Cons

  • No Airport Lounge Access 
  • No Golf Privileges 

Pros

  • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
  • Earn nearly 50,000 Bonus Reward Points worth Rs. 12,500 per year
  • On achieving annual spends of Rs. 3 lakhs and 4 lakhs, earn 10,000 bonus Reward Points

Cons

  • High joining/renewal fees
  • Although the Credit Card offers savings on rental cars on Hertz & Avis, which is good, but in India, there’s no much scope for it


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