Fuel surcharge waiver of 1% at all fuel stations in India, up to Rs. 200/month. This is applicable only on transactions between Rs. 200 & Rs. 5000
Enjoy 300+ Merchant offers all year long
Up to 20% discount at 1500+ restaurants
Up to 15% discount at 3000+ Health & Wellness outlets
Avail Personal Accident Cover of Rs. 2,00,000 and Lost Card Liability Cover of Rs. 25,000
Convert all transactions above Rs. 2,500 into easy and convenient EMIs from the mobile app
Instant EMI conversion for all online transactions above Rs. 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from other bank credit cards with IDFC First Bank’s balance transfer privilege
Editor's Review
Pros
Avail Credit Limit up to Rs. 25 Lakhs
Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. Option for Encashment of Reward Points is available, too
Get Baggage Insurance up to Rs. 25000
Avail Purchase Protection cover of Rs. 25000
Cons
No Airport Lounge Access
No Golf Privileges
Pros
Lifetime free credit card
Complimentary Railway lounge access
NIL Overlimit fees, NIL Addon charges
Cons
No milestone benefits
No Airport Lounge Access
More comparisions with Canara Bank RuPay Platinum Credit Card