BPCL SBI Card vs Kotak Wealth Management Infinite Credit Card
Joining Fees
₹499
₹0
Editor's Rating
3.9
3.6
Key Features
- 4.25% Value-back ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
- 3.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
- 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining
- Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
- Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
- Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
- Personalised Card Design: Kotak Wealth Management Infinite Credit Card will be designed after you, which means it’ll carry a unique handcrafted illustration of the cardholder image on the face of the card
- Higher Credit Limit: Avail minimum credit limit of Rs. 10 Lakh and an instant credit limit increase offer to support big purchases through an additional spending limit
- Access to International Events: Get access to the world’s most prestigious events with privileges like preferred seating, champagne receptions, invite to after-event party, celebrity autograph and many more
- Get to enjoy special invites to premium events in dining, entertainment, art & fashion categories
Editor's Review
Pros
- With Flexipay, convert your transactions in easy monthly installments
- With Easy Money Facility, get a draft or cheque against your cash limit and get it delivered to your location
- Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000
Cons
- No Golf/coaching sessions
- After exhausting the complimentary visits, Airport Lounge visits Internationally through the Priority Pass Program, will be charged with a usage fee of $27 per visit + applicable taxes
Pros
- 2 complimentary round of golf in a month for the cardholder. The cardholder can also invite two friends for a complimentary round once in a quarter
- Avail 800 Reward points worth Rs 800 free every month
- 4 complimentary visits every quarter to Visa lounges only in India
Cons
- This Credit Card is a “by-invite-only”
