4.25% Value-back ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
3.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining
Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
Welcome Benefits include getting vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days
5% cashback on making the first EMI transaction made within 90 days of card set-up
10X Reward Points on purchases greater than Rs.20,000
6X Reward Points on all online purchases and 3X Reward Points on all offline purchases
4 complimentary domestic lounge access per quarter
4 complimentary Railway lounge access every quarter
Low foreign exchange mark-up fee of 1.99%
20% discount on 1500+ Restaurants
15% discount on 3000+ Health & Wellness Outlets
Free Road Side Assistance(RSA) worth Rs. 1,399
Editor's Review
Pros
With Flexipay, convert your transactions in easy monthly installments
With Easy Money Facility, get a draft or cheque against your cash limit and get it delivered to your location
Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000
Cons
No Golf/coaching sessions
After exhausting the complimentary visits, Airport Lounge visits Internationally through the Priority Pass Program, will be charged with a usage fee of $27 per visit + applicable taxes
Pros
10X Rewards on all spends done on your Birthday
Reward points will never expire
Comprehensive Travel Insurance Cover of Rs. 22,500
Cons
Welcome gift voucher is only provided on spending Rs.15,000 within 90 days of card set-up
Interest-free cash withdrawal available for 48 days only
The dining benefits provided by the card are satisfactory but not that great