BPCL SBI Card vs ICICI Sapphiro Credit Card

• 4.25% Value-back ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
• 3.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
• 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining
• Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
• Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
• Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs

• Complimentary Domestic and International Airport Lounge visits
• Complimentary rounds of Golf every month at the Golf course
• On dining bills, enjoy 15% savings at over 2,500+ restaurants across India through Culinary Treats Programme
• Discover how ICICI Bank Sapphiro Credit Card can deliver savings of Rs 1,95,030 every year
• Enjoy the unmatched advantage of complimentary DragonPass, the world’s first all-in-one Digital Airport Platform  

Pros

• With Flexipay, convert your transactions in easy monthly installments
• With Easy Money Facility, get a draft or cheque against your cash limit and get it delivered to your location 
• Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000

Cons

• No Golf/coaching sessions
• After exhausting the complimentary visits, Airport Lounge visits Internationally through the Priority Pass Program, will be charged with a usage fee of $27 per visit + applicable taxes

Pros

• Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
• Redeem PAYBACK Points from many options – from movie and travel vouchers to lifestyle products, mobiles, appliances and more
• Complimentary Domestic Airport Spa visits

Cons

• Average Reward Rate
• High-Interest Rate

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