BPCL SBI Card vs BOB Financial Easy

Joining Fees

₹499

₹500

Editor's Rating

3.9

4.6

Key Features

  • 4.25% Value-back ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
  • 3.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
  • 5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining
  • Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
  • Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
  • Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
  • Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
  • Avail 1 reward point for every Rs. 100 spent on other categories
  • Avail 0.5% of the card bill payment as cash-back in the next statement
  • Spend  Rs. 6,000 within 60 days and  Rs. 35,000 in a year for reversal/waiver of annual fees
  • 1% fuel surcharge waived for fuel transactions between  Rs. 400 -  Rs. 5,000 (Max. waiver of Rs. 250 per month)
  • Redeem the earned reward points as cash-back and other exciting options
  • Convert purchases of more than  Rs. 2,500 on the card into easy EMIs of 6/12 months
  • 3 lifetime free add-on cards
  • Free Personal Accidental Death Cover
  • Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
  • Avail 50 days of interest free credit from the date of any purchase
  • Pay Minimum Amount Due and finance your spends as per your convenience

Editor's Review

Pros

  • With Flexipay, convert your transactions in easy monthly installments
  • With Easy Money Facility, get a draft or cheque against your cash limit and get it delivered to your location 
  • Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000

Cons

  • No Golf/coaching sessions
  • After exhausting the complimentary visits, Airport Lounge visits Internationally through the Priority Pass Program, will be charged with a usage fee of $27 per visit + applicable taxes

Pros

  • Easy EMI Option
  • First year Fee: Spend 6,000 on the card within 60 days for fee reversal
  • Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver

    Cons
  • No golf privileges
  • No airport lounge access


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