4.25% Value-back ~ 13X* Reward Points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle
3.25% + 1% Fuel surcharge waiver on every transaction upto Rs. 4,000
5X Reward Points on every Rs. 100 spent at Groceries, Departmental stores, Movies & Dining
Get 1 Reward Point for every Rs. 100 spent on non-fuel retail purchases
Flexible Instant Redemption Program at select 1200 BPCL petrol pumps
Transfer the outstanding balance of other banks’ credit cards to your BPCL SBI Card, and avail a lower rate of interest and pay back in EMIs
Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
Avail 1 reward point for every Rs. 100 spent on other categories
Avail 0.5% of the card bill payment as cash-back in the next statement
Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
Redeem the earned reward points as cash-back and other exciting options
Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
3 lifetime free add-on cards
Free Personal Accidental Death Cover
Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
Avail 50 days of interest free credit from the date of any purchase
Pay Minimum Amount Due and finance your spends as per your convenience
Editor's Review
Pros
With Flexipay, convert your transactions in easy monthly installments
With Easy Money Facility, get a draft or cheque against your cash limit and get it delivered to your location
Renewal Fee reversible if annual spends for last year ≥ Rs. 50,000
Cons
No Golf/coaching sessions
After exhausting the complimentary visits, Airport Lounge visits Internationally through the Priority Pass Program, will be charged with a usage fee of $27 per visit + applicable taxes
Pros
Easy EMI Option
First year Fee: Spend 6,000 on the card within 60 days for fee reversal
Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver