BOI SwaDhan Rupay Platinum vs Yatra SBI Card

Joining Fees

₹0

₹499

Editor's Rating

3.7

2.6

Key Features

  • SwaDhan Rupay Platinum Credit Card is issued against TDR
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Obtain Rs. 1,000 off on domestic flight bookings. Discount available on minimum transaction of Rs. 5,000
  • Obtain Rs. 4,000 off on international flight bookings. Discount available on minimum transaction of Rs. 40,000
  • Get 20% off on domestic hotels (Discount available on minimum transaction of Rs. 3,000, and Max. discount of Rs. 2,000)
  • Earn 6 Reward Points on every Rs. 100 spend on Grocery, Departmental Stores, Dining, Movies, Entertainment and International spends
  • Obtain Complimentary Air Accident cover of Rs. 50 lakh

Editor's Review

Pros

  • Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons

  • No Golf Privileges 
  • No Airport Lounge access 

Pros

  • To avail a lower rate of interest and repay in EMIs, just transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card


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