BOI SwaDhan Rupay Platinum vs Axis Bank Titanium Smart Traveler Credit Card
Joining Fees
₹0
₹250
Editor's Rating
3.7
3.7
Key Features
- SwaDhan Rupay Platinum Credit Card is issued against TDR
- The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Fuel Surcharge Waiver
- Get Axis Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points
- For every Rs. 200 spent on hotels, holiday packages, airlines, train, and bus bookings in India, earn 4 points
- On every Rs. 200 spent on the credit card in India, earn 2 points
Editor's Review
Pros
- Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
- No Golf Privileges
- No Airport Lounge access
Pros
- Dining Delights- minimum 15% off on partner restaurants in India
- On any transaction over Rs. 2,500 contact the bank and convert the big credit card purchase into EMIs
- On every Rs. 200 spent on the credit card while travelling abroad, earn 8 points
Cons
- No Airport Lounge access
- No Golf Privileges
