SwaDhan Rupay Platinum Credit Card is issued against TDR
The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
Fuel Transaction Surcharge: 1% of transaction amount
Renewal fee will get waived for cumulative spend of Rs. 1 Lakh and above
Avail unlimited 20 First Citizen accelerated points for every Rs. 200 spent on private label brands of Shopper’s Stop
Avail unlimited 12 First Citizen accelerated points for every Rs. 200 spent on beauty products and other brands at Shopper’s Stop
Avail unlimited 2 First Citizen points earned on every Rs. 200 spent elsewhere
Reward points will get credited directly to the cardholder’s First Citizen Loyalty account
Enjoy a 15% instant discount on EazyDiner with Axis Bank Shoppers Stop Credit Card
Maximum discount is capped at Rs. 500 per month
Offer is applicable on a minimum order value of Rs. 2500
Get 15% instant discount on EazyDiner. The maximum discount is capped at Rs. 500 per month and this offer is applicable on a minimum order value of Rs. 2500
Avail 1% fuel surcharge on fuel purchases at all fuel outlets in India. This is valid on transactions between Rs. 400 to Rs. 5000
Editor's Review
Pros
Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
Interest free credit for up to 51 days and revolving credit at preferential rate
EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank
Cons
No Golf Privileges
No Airport Lounge access
Pros
No redemption fee, customers can easily redeem points without paying any additional fees
Renewal fee will get waived on spending of Rs. 1 lakh or more in the previous year
Welcome benefits
Cons
No railway lounge access
No airport lounge access
Reward points are limited to Shoppers Stop outlets online/offline only