BOI SwaDhan Rupay Platinum vs Axis Bank MY Zone Easy Credit Card

• SwaDhan Rupay Platinum Credit Card is issued against TDR
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever Rupay logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

• 25% Cashback on online and box office movie ticket purchase
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• 15% discount at restaurants with Dining Delights

Pros

• Redeem StarPoints to get free gifts, merchandise and services from BOI redemption platform. The platform of free gifts, merchandise and services includes: Airline tickets, Personalized products, Bus tickets, Movie tickets, Entertainment products, Electronic items, Family, Home, Fashion & Beauty products, Music and Sports products, and Limited-time Seasonal Rewardz, etc
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility available on POS that are managed/owned by M/S WorldLine Private Limited irrespective of Bank

Cons

• No Golf Privileges 
• No Airport Lounge access 

Pros

• Get the My Zone Easy Credit Card against the FDs with Axis Bank
• 4 points with every Rs. 200 spent
• 25% cashback on movies

Cons            

• No Golf/coaching sessions
• No airport lounge visits