BOI International Credit Card vs RBL Bank Titanium Delight Credit Card

BOI International Credit Card
BOI International Credit Card
Bank of India · Rupay
4.1
₹1,500 / Joining Fees
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VS
RBL Bank Titanium Delight Credit Card
RBL Bank Titanium Delight Credit Card
RBL Bank · Mastercard
3.5
₹750 / Joining Fees
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Fees
Bank of India
RBL Bank
Joining Fees
₹1,500
₹750
Renewal Fees
₹1,500
₹750
Network
Rupay
Mastercard
Editor's Review
4.1
3.5
Free Lounge Access
Yes
No
Features
BOI International Credit Card
  • Affiliation: Mastercard/Visa/Rupay 
  • The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
RBL Bank Titanium Delight Credit Card

* Earn 1000 additional points on spends of Rs. 10,000 within 60 days of issuance
* Avail 1 reward point for every Rs. 100 spent on all purchases like travel, groceries, dining and even on electricity bill
* In a year, use the card for purchases of Rs.1.5 lakhs or more and earn 4000 bonus reward points
* Fuel Surcharge Waiver at all fuel stations. This is valid for fuel transactions between Rs.500 and Rs. 4000. The maximum waiver is Rs.100 per month
* On a Wednesday, get 1+1 free movie ticket on BookMyShow once a month
* Purchase groceries on Wednesdays and get 2.5% value back
* Get 5% value back every Wednesday while ordering a pizza from Domino’s/Pizza Hut online

Editor's Review
BOI International Credit Card

Pros

  • 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

  • No Golf Privileges 
RBL Bank Titanium Delight Credit Card

Pros
* Welcome Benefits
* Annual Spend Bonus
* Value Back for mid- week spends

Cons
* No golf benefits
* No airmiles
* No complimentary airport lounge access

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