BOI International Credit Card vs Axis Bank Insta Easy Credit Card

• Affiliation: Mastercard/Visa/Rupay 
• The Card is valid in India, Nepal and all foreign centers across the Globe, wherever MASTER logo is displayed
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

• Avail Visa International Global Card Assistance Services  
• Withdrawal as much cash as required
• Avail credit limit of your choice up to maximum of 80% of the  FD principal value 
• No extra charge on purchase transactions for up to 50 days 
• Any application for the Credit Card gets guaranteed approval 
• The Credit Card is equipped with Platinum Chip contactless technology
• 1% fuel surcharge wavier valid on transactions between Rs. 400 and Rs. 4000 only. Maximum benefits up to Rs. 400 per month
• On any transactions above Rs. 2500, contact the bank to convert it into EMIs
• Discover unique delectable cuisines with Axis Bank Dining Delights that offers  15% off at partnered restaurants in India 
• Earn EDGE REWARD points for transactions and use them to redeem from 500+ rewards and offers
• Earn 6 points on Domestic spends for every Rs. 200
• Earn 12  points on International spends for every Rs. 200
• 100  points on  the first online transaction 

Pros

• 1 complimentary lounge visit per quarter at airport lounges in India for Master Platinum International card 
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
• The maximum amount of cash that can be withdrawn from ATM is Rs. 15,000 per day

Cons

• No Golf Privileges 

Pros

• Convert  purchases  to EMI
• Avail Visa International Global Card Assistance Services
• Get a guaranteed approval 

Cons            

• No Golf/coaching sessions
• No Airport Lounge Visits