BOI Domestic Credit Card vs RBL Bank Platinum Maxima Plus Credit Card
Joining Fees
₹0
₹2,500
Editor's Rating
4
4
Key Features
- A Classic card with Photo or Non-Photo
- Avail Membership to the BOI Reward programme
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Obtain 2 reward points for every Rs. 100 spent on purchases
- Avail 5x benefits- Easily get 10 reward points for every Rs. 100 when using the credit card for dining, entertainment, grocery, and international purchases
- In a year, make purchases of Rs. 2 lakhs or more and get 10,000 reward points
- Cross Rs. 3.5 lakhs of annual spending on the card and get additional 10,000 bonus reward points
- Cross Rs. 5 lakhs of annual spending on the card and avail additional 10,000 bonus reward points
- Get one complimentary movie ticket free up to Rs. 200 every month on the purchase of 2 or more tickets at BookMyShow. Simply select RBL Bank Buy 1 Get 1 Offer under the Offers/Discounts section on the BookMyShow website or mobile app to avail this offer
- 2 complimentary visits every calendar quarter at domestic airport lounges across all major airports within India. This Lounge Program is offered by MasterCard/Visa
- 1% surcharge on fuel
Editor's Review
Pros
- The Billing cycle is from 16th of current month to 15th of next month
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- Avail flexible credit limits for add-on cards
Cons
- No Golf Privileges
- No Airport Lounge Access
- This card is for Domestic usage and valid only in India and Nepal
Pros
- 2 reward points for every Rs. 100 spent on purchases
- Avail 5x benefits
- Welcome benefits
Cons
- No railway lounge access
- No golf benefits
- No international airport lounge access
