BOI Domestic Credit Card vs Canara Bank RuPay Select Credit Card

Joining Fees

₹0

₹0

Editor's Rating

4

3.3

Key Features

  • A Classic card with Photo or Non-Photo
  • Avail Membership to the BOI Reward programme
  • Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
  • Fuel Transaction Surcharge: 1% of transaction amount 
  • Earn Two Rewards points for every purchase transaction including E-commerce transaction of Rs 100. One point is equal to Rs 0.25. Option for Encashment of Reward Points is
    available, too
  • Complimentary enrollment to RuPay Insurance Program: Avail Rs. 10 Lakhs cover for Death due to personal accident and permanent disability 
  • Airport Lounge Access
  • Concierge Services

Editor's Review

Pros

  • The Billing cycle is from 16th of current month to 15th of next month
  • Interest free credit for up to 51 days and revolving credit at preferential rate
  • EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
  • Avail flexible credit limits for add-on cards

Cons

  • No Golf Privileges 
  • No Airport Lounge Access
  • This card is for Domestic usage and valid only in India and Nepal

Pros

  • Shopping & Lifestyle Offers 
  • Dining Offers
  • Travel & Attraction Offers

Cons

  • No Golf Privileges 


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