BOI Domestic Credit Card vs IndusInd Bank Platinum Aura Edge Credit Card

• A Classic card with Photo or Non-Photo
• Avail Membership to the BOI Reward programme
• Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
• Fuel Transaction Surcharge: 1% of transaction amount 

• Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
• Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
• Complimentary personal air accident insurance cover of up to Rs. 25 lakh

Pros

• The Billing cycle is from 16th of current month to 15th of next month
• Interest free credit for up to 51 days and revolving credit at preferential rate
• EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
• Avail flexible credit limits for add-on cards

Cons

• No Golf Privileges 
• No Airport Lounge Access
• This card is for Domestic usage and valid only in India and Nepal

Pros

• 1% Fuel Surcharge Waiver
• Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
• Flexibility to choose from 4 reward plans to suit your lifestyle
  
  Cons
  
• No golf benefits
• No airport lounge access / dining/ movie benefits