IndusInd Bank Platinum Aura Edge Credit Card vs InterMiles HDFC Bank Diners Club Credit Card

Joining Fees

₹500

₹5,000

Editor's Rating

3.2

3.65

Key Features

  • Flexibility to choose from 4 reward plans to suit your lifestyle- Platinum Aura Shop Plan enables you save more by managing your spends, Platinum Aura Home Plan gives the flexibility to save while shopping for home, Platinum Aura Travel Plan is especially designed for frequent fliers, and Platinum Aura Party Plan enables you to enjoy life to the fullest by earning savings points that you can later redeem against dues on the Credit Card, or on airline miles
  • 1% Fuel Surcharge Waiver
  • Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
  • IndusInd Bank in association with The Oriental Insurance Company Ltd, bring you insurance coverage that includes lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection
  • Enjoy the facility of Total Protect that covers the cardholder for a sum up to the credit limit on its credit card. Completely be worry-free about any fraudulent transactions performed using your card as it protects from unauthorized transactions in case of loss/theft of card and Counterfeit fraud
  • Complimentary personal air accident insurance cover of up to Rs. 25 lakh
  • Renewal Benefits

A. Continue the exciting journey with 10,000 InterMiles upon spending Rs. 20,000 with in first 30 days of Anniversary date

Experience savings on Flight & Hotel bookings:

A. Get Rs. 1000  Flight Discount vouchers

B. Get Rs. 2000  Hotel Discount vouchers

Do note that these Renewal benefits are only applicable on realization of membership fee

  • Get 8 InterMiles on every Rs. 150 spent on retail spends
  • Get 16 InterMiles on every Rs 150 spent on every flight ticket booked on https://flights.intermiles.com
  • Get 16 InterMiles on every Rs. 150 spent on every Hotel booked via Interbook.intermiles.com
  • Privileges on Etihad Airways

A. Obtain 10% discount on Etihad Airways Business Class tickets booked on http://flights.intermiles.com

B. Obtain 5% discount on Etihad Airways Economy Class tickets booked on http://flights.intermiles.com

C. Avail 2.5X bonus InterMiles for Etihad Airways tickets booked on http://flights.intermiles.com

  • Unlimited Complimentary golf games at leading courses in India and selected courses across the globe
  • Unlimited complimentary Golf coaching at selected golf courses in India
  • Domestic Lounge Program

A. Relax in some of the leading lounges via the Exclusive Lounge Program

B. Get Unlimited Airport lounge access to 1000+ Lounges within India

C. Get refreshments and use some of the following facilities phones, faxes, Internet and conference rooms

  • 1% fuel surcharge waiver at fuel stations in India on minimum transaction of Rs. 400
  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization cover worth Rs. 50 Lakhs
  • Travel Insurance Cover of up to Rs. 55,000 on baggage delay 
  • Credit Liability Cover of up to Rs. 9 Lakh
  • Zero liability on lost card
  • Revolving Credit is available at an interest rate of 1.99% per month
  • Avail up to 50 days of free credit period from the date of purchase
  • Avail up to 3 Add-on Cards
  • Save up to 25% on dining bills paid via Dineout Pay via the InterMiles HDFC Bank Diners Club Credit Card. Get 15% Dineout Discount plus Additional 10% HDFC Bank Discount

Editor's Review

Pros

  • 1% Fuel Surcharge Waiver
  • Earn up to 8X Reward Points on selected merchant categories, for every Rs. 100 spent
  • Flexibility to choose from 4 reward plans to suit your lifestyle

    Cons
  • No golf benefits
  • No airport lounge access / dining/ movie benefits

Pros

  • Welcome benefits
  • Obtain 10% discount on Etihad Airways Business Class tickets, 5% discount on Etihad Airways Economy Class tickets booked, and 2.5X bonus InterMiles for Etihad Airways tickets
  • Golf benefits and Unlimited Airport lounge access to 1000+ Lounges within India

Cons

  • Joining fee bit high
  • No cashback offers
  • No movie benefits


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