BOI Domestic Credit Card vs HDFC Bank Teachers Platinum Credit Card
Joining Fees
₹0
₹500
Editor's Rating
4
3.55
Key Features
- A Classic card with Photo or Non-Photo
- Avail Membership to the BOI Reward programme
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Avail a special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
- Get 1% fuel surcharge waiver at all fuel stations in India on transactions between Rs. 400 and Rs. 5,000
- Zero liability on lost card
- Get up to 3 lifetime free add-on cards
- With the EMV Chip technology in the card, stay protected against fraud
Editor's Review
Pros
- The Billing cycle is from 16th of current month to 15th of next month
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- Avail flexible credit limits for add-on cards
Cons
- No Golf Privileges
- No Airport Lounge Access
- This card is for Domestic usage and valid only in India and Nepal
Pros
- Get special gift of 500 reward points on Teacher's Day (5 Sept) every year
- On Weekends get 3x reward points on spends of Rs. 150. Earn as many as 2400 points in a year
- On Weekdays get 2 reward points for every Rs. 150
Cons
- No golf benefits
- No cashback or dining benefits
- No airport lounge access
