BOI Domestic Credit Card vs Axis Bank Neo Credit Card
Joining Fees
₹0
₹250
Editor's Rating
4
3.8
Key Features
- A Classic card with Photo or Non-Photo
- Avail Membership to the BOI Reward programme
- Avail 2 StarPoints on every Rs. 100 on regular spends, and 3 StarPoints on every Rs. 100 on spends at merchant falling under the Preferred Category
- Fuel Transaction Surcharge: 1% of transaction amount
- Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
- 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
- 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
- Extra Rs. 150 off on Myntra on minimum purchase value of Rs. 999
- 10% off on every purchase of movie ticket on BookMyShow
- Indulge in delightful cuisine with Axis Bank Dining Delights as it offers up to 15% off, up to Rs. 500, at partnered restaurants across India. This is valid twice per card per month for max benefits up to Rs. 1000
- Stay protected with Zero Lost Card Liability
- Get EDGE REWARDS points for transactions and use these points to redeem 500+ rewards and offers
- Avail 1 point on every Rs. 200 spent
- Fuel transaction surcharge - 1% of transaction amount
- On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
- Fuel Transaction Surcharge- 1% of transaction amount
- Surcharge on purchase or cancellation of Railway Tickets- As prescribed by IRCTC/Indian Railways
Editor's Review
Pros
- The Billing cycle is from 16th of current month to 15th of next month
- Interest free credit for up to 51 days and revolving credit at preferential rate
- EMI at POS facility is available on POS that are managed/owned by M/S WorldLine Private Limited
- Avail flexible credit limits for add-on cards
Cons
- No Golf Privileges
- No Airport Lounge Access
- This card is for Domestic usage and valid only in India and Nepal
Pros
- Avail 40% off on food delivery at Zomato. This discount can be availed up to twice a month and is applicable on minimum spends of Rs. 200
- 5% off on utility bill payments via Amazon Pay. This discount can be availed once per month
- 10% off on Blinkit- Up to Rs. 250 off on min spends of Rs. 750, valid once per month
Cons
- No Travel Benefits
- No Golf/coaching sessions
