BOB Financial Easy vs Citi PremierMiles Card
Joining Fees
Editor's Rating
Key Features
- Get 5 reward points for every Rs. 100 spent on Grocery, Departmental stores, and Movies
- Avail 1 reward point for every Rs. 100 spent on other categories
- Avail 0.5% of the card bill payment as cash-back in the next statement
- Spend Rs. 6,000 within 60 days and Rs. 35,000 in a year for reversal/waiver of annual fees
- 1% fuel surcharge waived for fuel transactions between Rs. 400 - Rs. 5,000 (Max. waiver of Rs. 250 per month)
- Redeem the earned reward points as cash-back and other exciting options
- Convert purchases of more than Rs. 2,500 on the card into easy EMIs of 6/12 months
- 3 lifetime free add-on cards
- Free Personal Accidental Death Cover
- Report immediately the loss of the card to ensure zero liability on any fraudulent transactions
- Avail 50 days of interest free credit from the date of any purchase
- Pay Minimum Amount Due and finance your spends as per your convenience
- On the yearly card renewal period, get 3000 Bonus Miles
- Earn 8 miles for every Rs.100 on spends at Amazon India, Flipkart, Myntra
- Earn 4 Miles for every Rs.100 spent on all other transactions (Offer Validity: 15 Feb’21-15 Aug’21)
- Redeem miles over more than 100 domestic and international airlines
- Transfer your miles to any of the card’s hotel & airline partner
- Miles never expires so you can use them whenever you desire
- Redeem Miles instantly via SMS against purchases at leading brands
- Turn big purchases into small payments
- Complimentary Access to Airport Lounges in India
- Instant loans availed
- Get amazing deals and discounts locally & in other 90 countries
- As you earn more miles, redeem easily at www.premiermiles.co.in
- You can either redeem the miles now or keep collecting them
- Using Citi contactless card pay the easy way
- Enjoy the Travel and Lifestyle Services by contacting the Travel and Lifestyle specialist to create and plan an enchanting experience
- Enjoy the latest offers on the credit card
- Have instant savings on lifestyle and wellness categories
- Join the millions of subscribers with a unique analysis of the issues behind the headlines
- Personal Air Accident Insurance cover of Rs 1 crore
- Lost Card Liability Cover of Rs. 10 Lakh
Editor's Review
Pros
- Easy EMI Option
- First year Fee: Spend 6,000 on the card within 60 days for fee reversal
- Annual Fee: Spend Rs. 35,000 on the card in a year for a fee waiver
Cons
- No golf privileges
- No airport lounge access
Pros
- The miles earned can be used or redeemed on Citi Bank's Partnered Airlines
- On every Rs.100 spent on airline transactions on www.premiermiles.co.in earn 10 miles
- Save up to 20% across all Citibank's partnered restaurants
Cons
- No Annual Fee Waiver
- High-interest rates
More comparisions with BOB Financial Easy
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